Financial Planning

Expertise

Annova CFP® professionals bring extensive experiences and commitment to work closely with our clients to build financial plans and investment implementation strategies for the opportunities and challenges today's families and corporations are facing.

  1. Color of Money Financial Wisdom Analysis

  2. Social Security Optimal Income Planning

  3. Asset Map and Cash Flow Report

  4. Morningstar® Portfolio Research Report 

Investment Management

Technologies

Annova uses quantitative analysis tools to develop an investment portfolio to meet objectives considering the time frame defined by our clients. We manage the risks through testing boundary conditions responding to various market conditions dynamically. Annova utilizes proprietary technologies, such as Annova Market Risk Indicators (AMRIs) and Annova Artificial Intelligence (AAI), to gauge market risks and identify performance drivers. Our proprietary strategic and tactical asset allocation tools lead the investment through ever-changing market cycles.

Annova Model Portfolios

  1. Leveraging the strength of diversified expertise

  2. Systematic market risk mitigation with Annova Market Risk Indicators

  3. All-weather adaptive investment with Annova Artificial Intelligence

Annova ESG Portfolios

The Annova ESG Index comprises 20 highly liquid US-based large and mid-cap corporation stocks that represent a broad range of business sectors with the preferable Environmental, Social, and Corporate Governance  (ESG) operations measured by independent financial market data and infrastructure organizations.​  The portfolios replicate the index and seek to achieve capital appreciation from sustainable growth of US corporations with business involvement passing specific ESG screens.

Annova Liquidity Portfolios

The liquidity portfolios are designed to offer regular (monthly and quarterly) distributions of investment returns and the principal through technologies that seek total returns with less volatility than the major equity index funds. The assets in the liquidity portfolios are readily tradable in the public capital markets during regular business hours, therefore, can be accessible to investors immediately after defined settlement dates. Annova manages liquidity portfolios for corporations and accredited investors. 

Annova Buffered Index or Income Portfolios

The Annova Buffered Index Portfolios utilize structured notes linked to major US stock market indices to create 100% upside participation with a pre-determined level of downside protection against volatile markets during the effective periods. With the Buffered Index Portfolios, investors are offered the opportunity to grow their portfolio with the capital market indices up to a cap in addition to a buffer to absorb pre-defined losses. 

Annova and Gradient Investments co-managed the Buffered Index Portfolios designed toward each clients' long-term objectives considering the investment time frames and risk tolerance levels.

 

Annova Alternative Portfolios

Annova offers accredited investors and qualified purchasers institutional private equity and hedge funds portfolio management services. Through the partnership with global alternative investment leaders, we build intelligent alternative portfolios with quantitative and qualitative due diligence to help clients meet both growth and diversification goals in one place. 

Life
Insurance

Safety and Growth

Balanced for both financial safety and opportunities, Universal Life Insurance can provide an efficient vehicle in fulfilling overall family financial needs, from life and asset protection, the growth of liquid asset with tax advantages to the flexibility of both savings and distributions to cover an emergency, retirement income, and long-term care needs. We design Customized Life Insurance Policies and Private Placement Life Insurance (PPLI) to meet key employee retention or individual and family needs with deep knowledge and collective expertise.

  1. Financial and Protection Needs Analysis

  2. Policy Funding Methods

  3. Cash Value Growth Strategies

  4. Living Benefits Distribution Schedule

  5. Integration with the Overall Family Financial Plan

  6. Legacy Planning and Management

Retirement Planning

Sustainability

We build retirement financial plans for each individual and family focusing on the generation of a lifetime income stream. By working with the leading retirement solution providers, we customize a formal and predictable benefit payment plan meeting the retirement challenges considering longevity, safety, growth, and taxation.  

  1. Retirement Needs Analysis

  2. A Tax-Deferred Growth Plan

  3. Long Term Care Solutions

  4. Funding Source and Process

  5. An Optimum Income Schedule 

  6. Legacy Planning and Management

Legal
Protection

Dedicated and Experienced

As a trusted advisor to our clients, we offer comprehensive legal plans through the largest law firm network to individuals, families, and business owners to safeguard your peace of mind with 24/7 accessibility. When a legal issue arises, you will have entirely dedicated and experienced lawyers to provide services in every area of law. 

Financial Education

Seminars

Knowledge is the foundation of success in finance and investment. We provide educational seminars in the following areas to learners who want to have better control of their own financial situations.  

  1. Investment Fundamentals

  2. Family Financial Planning and Management

  3. Family Protection and Insurance

  4. Medical Insurance and Expense Management 

  5. Education Savings

  6. Retirement Planning

Institutional Services

Innovation and Value Generation

Annova is a fintech innovator. We utilize artificial intelligence-powered data processing tools to assist the investment decision-making processes from opportunity discovery to risk mitigation. By leveraging our strength, investment companies, portfolio managers, and investment advisors will find new ways to enhance the performance or mitigate risks under complex and rapidly changing market situations.

  1. Annova Market Risk Indicators, AMRIs

  2. Annova Artificial Intelligence, AAI

  3. Annova Alternative Technologies, AAT

“We are investment advisors who put your interest first. We care for you and your family. We earn mutual trust to build life-long financial well-being with you.”