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Financial Planning

Expertise

Annova's team of Certified Financial Planners (CFP®) have a wealth of experience and are dedicated to collaborating closely with our clients to create tailored financial plans and investment strategies. We aim to help families and corporations navigate and take advantage of the challenges and opportunities of today's financial landscape. We will provide you with personalized reports on the following:

  1. Financial Wisdom Analysis

  2. Social Security Optimal Income Planning

  3. Asset Map and Cash Flow Report

  4. Morningstar® Portfolio Research Report 

To thank you for taking the first step towards your financial freedom with the support of Annova Advisors, you will receive an Amazon.com eGift Card with a randomly assigned value of $5, $25, or $50 upon submission of your Financial Wisdom Analysis.

Investment Management

Technologies

Annova uses quantitative analysis tools to develop an investment portfolio to meet objectives considering the time frame defined by our clients. We manage the risks by testing boundary conditions and responding to various market conditions dynamically. Annova utilizes proprietary technologies, such as Annova Market Risk Indicators (AMRIs)to gauge market risks and identify performance drivers. Our proprietary strategic and tactical asset allocation tools lead the investment through ever-changing market cycles.

Annova Model Portfolios

  1. Leveraging the strength of diversified expertise

  2. Systematic market risk mitigation with AMRIs

  3. All-weather adaptive investment

Annova ESG Portfolios

The Annova ESG Index comprises 20 highly liquid US-based large and mid-cap corporation stocks that represent a broad range of business sectors with the preferable Environmental, Social, and Corporate Governance  (ESG) operations measured by independent financial market data and infrastructure organizations.​  The portfolios replicate the index and seek to achieve capital appreciation from the sustainable growth of US corporations with business involvement passing specific ESG screens.

Annova Managed Employer-sponsored Retirement Savings

Annova Advisors directly integrate and manage your 401(k), 403(b), and TSP accounts as part of your complete economic life. With Annova Advisors, you simply connect your accounts to enable us to monitor performance and manage alongside your complete portfolios. 

  1. Organically diversified with optimum return/risk characters

  2. In harmony with personal risk tolerance and goals at the forefront

Be one of the thousands of retirement savers across the country who already got professional 401(k), 403(b), and TSP management from trusted advisors.

Annova Liquidity Portfolios

The liquidity portfolios are designed to offer regular (monthly and quarterly) distributions of investment returns and the principal through technologies that seek total returns with less volatility than the major equity index funds. The assets in the liquidity portfolios are readily tradable in the public capital markets during regular business hours and, therefore, can be accessible to investors immediately after defined settlement dates. Annova manages liquidity portfolios for corporations and accredited investors. 

Annova Structured Growth or Structured Income Portfolios

The Annova Structured Growth and Structured Income Portfolios implement structured notes that are tied to major US or global stock market indices. This customized approach enables clients to grow their assets or produce income during a market upswing or downswing, all while ensuring a predetermined level of safeguard against market volatility within specific time frames.

 

Annova Alternative Portfolios

Annova offers accredited investors and qualified purchasers institutional private equity and hedge funds portfolio management services. Through the partnership with global alternative investment leaders, we build intelligent alternative portfolios including Growth Equities Funds, Venture Funds, Private Credits Funds, Private Real Estate Funds, and Hedge Funds with quantitative and qualitative due diligence to help clients meet both growth and diversification goals in one place. 

Life
Insurance

Safety and Growth

Balanced for both financial safety and opportunities, Universal Life Insurance can provide an efficient vehicle in fulfilling overall family financial needs, from life and asset protection, the growth of liquid assets with tax advantages to the flexibility of both savings and distributions to cover an emergency, retirement income, and long-term care needs. We design Customized Life Insurance Policies and Private Placement Life Insurance (PPLI) to meet key employee retention or individual and family needs with deep knowledge and collective expertise.

  1. Financial and Protection Needs Analysis

  2. Policy Funding Methods

  3. Cash Value Growth Strategies

  4. Living Benefits Distribution Schedule

  5. Integration with the Overall Family Financial Plan

  6. Legacy Planning and Management

Retirement Planning

Sustainability

We build financial retirement plans for each individual and family focusing on generating a lifetime income stream. By working with the leading retirement solution providers, we customize a formal and predictable benefit payment plan meeting retirement challenges considering longevity, safety, growth, and taxation.  

  1. Retirement Needs Analysis

  2. A Tax-Deferred Growth Plan

  3. Long-Term Care Solutions

  4. Funding Source and Process

  5. An Optimum Income Schedule 

  6. Legacy Planning and Management

Legal
Protection

Dedicated and Experienced

As a trusted advisor to our clients, we offer comprehensive legal plans through the largest law firm network to individuals, families, and business owners to safeguard your peace of mind with 24/7 accessibility. When a legal issue arises, you will have entirely dedicated and experienced lawyers to provide services in every area of law. 

Financial Education

Seminars

Knowledge is the foundation of success in finance and investment. We provide educational seminars in the following areas to learners who want to have better control of their own financial situations.  

  1. Investment Fundamentals

  2. Family Financial Planning and Management

  3. Family Protection and Insurance

  4. Medical Insurance and Expense Management 

  5. Education Savings

  6. Retirement Planning

Institutional Services

Innovation and Value Generation

Annova is a fintech innovator. We utilize artificial intelligence-powered data processing tools to assist the investment decision-making processes from opportunity discovery to risk mitigation. By leveraging our strengths, investment companies, portfolio managers, and investment advisors will find new ways to enhance performance or mitigate risks under complex and rapidly changing market situations.

  1. Annova Market Risk Indicators, AMRIs

  2. Annova Alternative Technologies, AAT

“We are fiduciary investment advisors who put your interest first. We care for you and your family. We earn mutual trust to build life-long financial well-being with you.”  
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